Here at Hillspring Financial, Inc. we think of our clients and staff as part of our extended family. With this in mind we ask you to join us in wishing a bittersweet farewell to Office Assistant, Sher Burckhalter. After 5 ½ years with our firm she has decided to transition into a well-earned retirement. We will miss her bubbly personality …
Check Your Social Security Benefits Before Retiring
For all but the ultra-wealthy, Social Security benefits will play a part in your retirement cash flow planning. Under its original design, it was meant to replace about 1/3 of the average persons retirement cash flow needs. Without proper planning it may end up being a larger piece of one’s retirement income. As retirement approaches, estimating income for the retirement …
Macro Overview September 2021
The “firehose” of information available today can make it difficult to focus on what topics are really affecting the market. Here is a summary of the larger issues carrying over from last month in the hopes it can provide a clearer picture. As the Delta variant has spread, many companies, schools and government agencies have begun imposing vaccine requirements for …
Macro Overview August 2021
Just when you thought this whole COVID-19 thing was on the downswing, along come a variant – the Delta variant to be exact. Given the nature of a virus and their ability to mutate, its hard not to imagine that this will be a recurring theme. We can be smarter as a country and a global leader in how to …
Welcome Alan Cox to Hillspring Financial, Inc.
Hillspring Financial, Inc. is proud to announce that Alan Cox will be joining our firm as an Investment Advisor Representative. We are excited for the greater level of service we will be able to offer our clients with a second advisor in office and could not imagine a greater fit. Alan has been in the financial service industry since 2008 …
Macro Overview June 2021
The market is said to always be climbing a “wall of worry.” Here are the current issues that are creating a new wall or helping to take down previous “walls of worry.” Financial global markets are drawing support from the effectiveness of ongoing vaccinations and improving economic signs. Consumer sentiment is re-evolving, resulting in rising consumer demand as pandemic anxieties …
Macro Overview May 2021
Last year’s Federal Government stimulus package was credited with helping both individuals and business weather a mandated shut down. However, the continued efforts to throw money at the waning crisis appear a bit short sighted as we take a closer look at the effort of a possible fourth stimulus package and the beginning of tax increases to pay for all …
Stimulus Bill and Tax Hikes
Individuals will see many benefits with the passing of the $1.9 trillion bill last month, know as the American Rescue Plan Act of 2021. Economic Impact Payment (EIP) of $1,400 per individual with an Adjusted Gross Income (AGI) up to $75,000 based on their most recent tax return filing EIPs for qualifying dependents over 16 years of age based on …
Macro Overview March 2021
Every country in the world has handled the recent pandemic in different ways. One can even say every state in the U.S. has handled it differently. As a whole, as witnessed by the resurgence and resilience of our economic markets, the U.S. has handled it better than most. The effect of those efforts, most likely higher taxes and inflation, has …
Macro Overview February 2021
As we settle into the new year, we find the market influenced by an unexpected source, progress in vaccination distribution and new information on stimulus checks. Read on for additional information into these areas and more. Speculative trading among smaller retail investors raised concerns about how social media is influencing individual stock valuations. Recently popularized social news aggregation and discussion …